DSP Low Duration Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Low Duration Fund

Fund House :

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 16.6833 0.03%
(as on 27th January, 2023)

Crisil Rank

Very good performance among peers

Fund Size

: ₹ 3464.41 Cr

(3.67% of Investment in Category)

Expense Ratio

: 0.61%

(0.88% Category average)

Risk-O-Meter

Low to Moderate

Low Duration Fund :Low Duration Fund : The fund has 96.46% investment in Debt, of which 17.02% in Government securities, 79.44% is in Low Risk securities.

Suitable For : Investors who want to invest for 1-3 years and are looking for alternative to bank deposits.

1M
3M
6M
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This Scheme

VS

CRISIL 10 Year Gilt Index

0.07%

2%

2.91%

2.1%

0.95%

5.56%

4.66%
NA
0.54%

0.97%

1.98%

3.57%

3.86%

5.14%

6.87%

NA
Gold

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6M
9M
1Y
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ALL

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Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

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Profit/Loss

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Annualised Returns

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Returns (NAV as on 27th January, 2023)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	20-Jan-23	10011.70	0.12%	-	0.11%	4/24
1 Month	27-Dec-22	10052.50	0.53%	-	0.54%	8/23
3 Month	27-Oct-22	10164.80	1.65%	-	0.97%	5/24
6 Month	27-Jul-22	10274.60	2.75%	-	1.98%	12/24
YTD	31-Dec-22	10042.50	0.43%	-	0.47%	17/23
1 Year	27-Jan-22	10435.10	4.35%	4.35%	3.57%	7/23
2 Year	27-Jan-21	10825.90	8.26%	4.05%	3.86%	8/23
3 Year	27-Jan-20	11486.60	14.87%	4.72%	4.93%	15/23
5 Year	25-Jan-18	13423.10	34.23%	6.05%	5.14%	8/23
Since Inception	10-Mar-15	16683.30	66.83%	6.70%	6.87%	18/24

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 27th January, 2023)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	27-Jan-22	12000	12324.72	2.71 %	5.02 %
2 Year	27-Jan-21	24000	25086.08	4.53 %	4.31 %
3 Year	27-Jan-20	36000	38435.9	6.77 %	4.29 %
5 Year	25-Jan-18	60000	68492.71	14.15 %	5.23 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Dec,2022)

No of Debt Holding 60 (Category Avg - 57.18) | Modified Duration 0.56 Years (Category Avg - 0.70)| Yield to Maturity 7.19% (Category Avg - 7.35%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	14.53%	13.30%
CD	37.35%	30.75%
T-Bills	2.49%	5.30%
NCD & Bonds	35.90%	43.53%
CP	6.19%	12.79%
PTC	0.00%	0.00%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	17.02%	18.60%
Low Risk	79.44%	82.53%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	2.07%
Net Receivables	Net Receivables	1.47%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 01st January, 1970)

No data available. Ratios are only available for the funds which are 3 years old.

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI Treasury Advantage Fund - Regular Plan - Growth	4	3008.98	0.56	1.63	2.86	4.69	6.87
ICICI Prudential Savings Fund - Growth	5	20657.55	0.41	1.41	3.66	4.60	5.51
Axis Treasury Advantage Fund - Growth	3	4582.30	0.53	1.60	2.87	4.53	5.10
Aditya Birla Sun Life Low Duration Fund - Regular Plan - Growth	2	11774.26	0.50	1.54	2.77	4.42	5.10
Sundaram Low Duration Fund - Growth	2	376.92	0.52	1.67	2.83	4.39	4.14
Nippon India Low Duration Fund - Growth	3	6209.92	0.50	1.60	2.69	4.31	5.10
IDFC Low Duration Fund - Regular Plan - Growth	3	6036.17	0.54	1.68	2.78	4.30	4.77
Canara Robeco Savings Fund - Regular Plan - Growth	4	1049.60	0.49	1.64	2.73	4.29	4.50
PGIM India Low Duration Fund - Growth	1	101.20	0.51	1.51	2.64	4.28	3.16
JM Low Duration Fund - Growth	3	147.87	0.53	1.57	2.67	4.27	10.81

Detailed Comparison

More Funds from

Out of 59 mutual fund schemes offered by this AMC, 3 is/are ranked 5 * , 4 is/are ranked 4 * , 8 is/are ranked 3 * , 8 is/are ranked 2 * , 3 is/are ranked 1 * , and 33 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Midcap Fund - Regular Plan - Growth	1	13699.31	-1.92	-4.63	0.44	-5.52	11.28
DSP Liquidity Fund - Regular Plan - Growth	4	11186.05	0.54	1.62	3.02	5.05	4.11
DSP Tax Saver Fund - Regular Plan - Growth	3	10444.91	-2.40	-1.69	4.46	1.50	15.65
DSP Small Cap Fund - Regular Plan - Growth	2	9160.66	-1.40	-2.63	2.64	-1.07	23.84
DSP Flexi Cap Fund - Regular Plan - Growth	2	7909.88	-3.32	-3.02	1.99	-3.90	11.94
DSP Equity & Bond Fund - Regular Plan - Growth	2	7529.22	-2.44	-1.97	2.17	-2.24	10.35
DSP Equity Opportunities Fund - Regular Plan - Growth	3	7295.03	-2.03	-1.89	5.34	2.68	13.86
DSP Dynamic Asset Allocation Fund - Regular Plan - Growth	NA	4096.72	-1.04	-0.60	1.25	0.29	6.45
DSP Savings Fund - Regular Plan - Growth	2	4007.48	0.55	1.69	2.94	4.21	4.46
DSP Savings Fund - Regular Plan - Growth	2	4007.48	0.59	1.78	3.20	5.35	4.74